Carmel Homes with Partially Finished Basement

Carmel Homes with Partially Finished Basement

Welcome to Carmel, Indiana—a vibrant city that seamlessly blends suburban tranquility with urban sophistication. Nestled in the heart of Hamilton County, Carmel is known for its picturesque landscapes, top-rated schools, and a thriving arts scene. With its charming neighborhoods, extensive parks, and a commitment to community, it’s no wonder that Carmel consistently ranks as one of the best places to live in Indiana.

One of the exciting features of homes in Carmel is the availability of properties with partially finished basements. These versatile spaces offer endless possibilities for homeowners. Whether you envision a cozy family room, a bustling home office, or a fun recreation area, a partially finished basement provides the perfect canvas for your creativity. The additional square footage enhances your living space without the full commitment of a complete renovation.

Carmel’s real estate market is diverse, catering to a wide range of preferences and budgets. Homes with partially finished basements are particularly appealing to families looking for flexibility and extra room to grow. Imagine hosting gatherings with friends in your spacious basement or creating a serene retreat for relaxation—all while enjoying the comforts of living in this beautiful city.

With its charming downtown area, abundant shopping and dining options, and a strong sense of community, Carmel is more than just a place to live; it’s a lifestyle. Explore the unique homes available in this enchanting city and discover how a partially finished basement can enhance your living experience in Carmel, Indiana. Your dream home awaits!

Newest Carmel Homes with Partially Finished Basement

$1,050,000
4 Beds ⋅ 4 Baths
Custom built home by David Klain in the sought after Village of Westclay is designed for living well in comfort and elegance! Spacious Den/Study located off of the Entry Hall is the perfect spot for working at home; 2nd family office space across from kitchen great for homework, computer space,etc! Gourmet kitchen with bright white cabinetry, SS appliances, custom tile backspash, large pantry and center island is open to the Dining Area and Great Room with cozy fireplace. Hardwood flooring and plantation shutters enhance! Back hallway has lots of custom storage for coats, backpacks etc. plus an installed water bottle filler! Covered porch on the main level is great place for al fresco dining and entertaining. Primary suite with custom walk in closet, luxurious bath with soaking tub and walk in shower. Versatile upstairs Bonus Room great for hobbies or exercise and 400 square foot upper deck perfect for private relaxation! 2 addl upstairs bedroom share large Jack and Jill bathrm and one has its own deck! Upstairs Laundry Room is so handy! Lower level includes Family Room for second casual living space plus large bedroom with walk in closet and full bath with access from bedroom and hallway. Fully fenced yard, 3 car garage with epoxy floor and lots of built in shelving.

12859 Horlbeck Street, Carmel

Listing courtesy of F.C. Tucker Company.

$1,650,000
6 Beds ⋅ 8 Baths
A truly extraordinary setting in the heart of Carmel. Tucked away on approximately three private acres at the end of a cul-de-sac, this remarkable property is bordered by the Monon Trail to the east and Central Park's Woodland Garden at the back, with the lagoon and boardwalk just beyond the property. It is difficult to imagine a more peaceful or private setting while remaining this connected to everything Carmel has to offer. A private drive leads to the six-bedroom residence, where generous room sizes and a thoughtful floor plan provide an exceptional foundation for creating something truly special. The main level includes a guest suite, while the spacious primary suite offers an expansive bedroom, bath and closet. Outside, mature surroundings and a private pool create the feeling of a secluded retreat. The home has been well loved and offers an exciting opportunity for its next owner to update and personalize the interiors while preserving the scale, character and setting that make the property so unique. With newer HVAC systems and a roof approximately five years old, many of the important improvements are already in place. Properties with this combination of acreage, privacy, direct access to the Monon Trail and adjacency to Central Park are extraordinarily rare. An incredible opportunity to reimagine an estate in one of Carmel's most irreplaceable locations.

11575 Freeport Drive, Carmel

Listing courtesy of Compass Indiana, LLC.

$1,299,900
4 Beds ⋅ 4 Baths
Beautifully appointed and better than new, this charming Gray Oaks residence offers an exceptional lifestyle with tranquil water views and a picturesque backyard setting that feels like a private retreat. Featuring 4 bedrooms, 3.5 baths, an oversized 3-car garage, and a highly sought-after main-floor owner's retreat, this thoughtfully designed home blends timeless style, modern comfort, and everyday luxury. A dedicated fitness room adds wonderful flexibility and can easily serve as a 5th bedroom if desired. One of the home's most captivating features is the spectacular covered porch overlooking the sparkling pond and fountain. Designed for effortless indoor-outdoor living, this inviting space features a built-in fireplace and automatic retractable Phantom screens and shades, creating a peaceful, resort-like setting for morning coffee, evening cocktails, entertaining, or simply enjoying the beautiful water views throughout the seasons. Inside, soaring ceilings and abundant natural light create a bright and welcoming atmosphere. The open-concept floor plan is centered around a beautiful great room with a gas fireplace that flows seamlessly into the gourmet kitchen, making the home equally comfortable for everyday living and entertaining. The beautifully finished lower level provides even more space for guests, recreation, entertaining, and relaxation. The home has been thoughtfully enhanced with luxury vinyl plank flooring throughout the main level, a Navien tankless water heater, freshly painted exterior, Hunter Douglas motorized shades, custom window treatments, upgraded LiftMaster garage openers, epoxy garage flooring, enhanced landscape lighting, reverse osmosis filtration, an Aqua Systems water softener, and numerous additional improvements. Ideally located within the desirable Gray Oaks community and award-winning Carmel Clay School District, this move-in-ready residence offers a wonderful combination of charm, comfort, privacy, and luxury-all complemented b

14303 McCormick Circle, Carmel

Listing courtesy of Compass Indiana, LLC.

$619,000
5 Beds ⋅ 4 Baths
Welcome to the much sought- after community of Woodland Springs. This house is a short walk from the 40+ acre lake and clubhouse. Picture yourself fishing from the banks, picnicking on the island, or taking a sunset boat cruise. This home also has a fenced in back yard on a quiet dead-end street. It has 5 bedrooms , 3 1/2 baths, with a finished basement. New windows in 2021, New Roof and gutters in 2020, New HVAC in 2020. The main floor has an open floorplan that is great for entertaining. The house is centrally located in the neighborhood where you can walk to the pool and pickleball courts in 3 minutes one direction and walk the kids to the grade school 3 minutes the other direction. There are numerous conveniences, and amenities to enjoy living here; but most importantly it is a great community where your neighbors become friends and look out for each other. This is not just a house on the way to somewhere else; it is the destination that becomes your forever home. So come out soon to fall in love with the house, the neighborhood, and your future.

3616 Twin Springs, Carmel

Listing courtesy of David Hunter.

$2,500,000
5 Beds ⋅ 7 Baths
Experience timeless elegance and exceptional craftsmanship in this beautifully appointed home. The dramatic two-story entry features custom hardwood flooring, solid oak staircase, overlook balcony, 18' ceiling, and striking brass-and-glass chandelier. The gourmet kitchen offers custom cherry cabinetry by Carmel Kitchens, quartz countertops, a two-level island, custom tile backsplash, and new 2026 Sub-Zero Stainless Steel refrigerator/freezer, double ovens and built-in microwave. The sophisticated dining room features hardwood flooring, bay window, paneled wainscoting, and antique bronze crystal chandelier, with adjoining butler's pantry. The expansive great room boasts an 18' vaulted ceiling, transom window with remote blinds, masonry fireplace with custom mantel and gas logs, built-in cherry entertainment center, speakers, and detailed crown molding. Bright sunroom features vaulted ceiling, ceramic tile, expansive windows, and French doors connecting to the great room and primary suite. Newly renovated primary bathroom including tile, shower, solid glass enclosure, bathtub, mirrors, sconce lighting, and countertops. Exceptional outdoor living includes approximately 4,500 sq. ft. of stamped concrete surrounding a 50' x 25' saltwater pool with deck jets, waterfall, hot tub, automatic cover new 5/2025, and heat/cool pump new 6/2025. Additional updates include new (9/2024) 4-ton boiler for Hot Tub, LED lighting, new 8/2026 4-ton 96% efficient HVAC for main level/basement, and new 8/2026 2-ton 96% efficient HVAC for second floor, A truly exceptional home showcasing quality, comfort, and timeless design.

14260 Oakbrook Court, Carmel

Listing courtesy of eXp Realty, LLC.

$400,000
3 Beds ⋅ 3 Baths
Fully Renovated Brick Ranch in Carmel Single Family Attached with Welcome to a home where every detail has been thoughtfully reimagined. This single-family brick ranch has been completely renovated and updated from top to bottom, offering the rare combination of classic curb appeal and true move-in-ready craftsmanship in one of the most sought-after school districts in the Midwest. Woodlands community offers pool, club house sports courts and a beautiful private lake. Step inside to soaring vaulted ceilings with exposed beam accents that instantly open up the main living space. New wide-plank luxury vinyl flooring flows throughout the great room, brick fireplace with a custom mantel and built-in shelving serves as the natural gathering point. Fresh trim, crown molding, and a neutral palette give the space a bright, airy feel that's ready for any design style. The fully remodeled kitchen features sage-green shaker cabinetry paired with crisp white uppers, quartz countertops, Stainless steel appliances, and an oversized single-basin sink with a pull-down black matte faucet. The finished lower level adds valuable flexible square footage - ideal for a media room, home gym, or playroom - while an unfinished mechanical area provides ample storage

10712 Downing Street, Carmel

Listing courtesy of REMAX ONE.

$294,900
3 Beds ⋅ 3 Baths
A Hard to Find Nearly 100% Completely Updated 3 Bed, 2.5 Bath, 2 Story Condo less than 5 Blocks to the Monon Trail in Downtown/Midtown Carmel and located across the Street from Carmel Middle School. This newly renovated Condo offers a Kitchen that Greets you with Brand New White 42" Upper Cabinets with Solid Surface Quartz Countertops, All New Appliances & Center Island. The Dining Room/Breakfast Area is Spacious in size. The Main Floor Great Room includes a Fireplace and Large Sliding Glass doors that overlooks your private patio. Upstairs Features 3 Bedrooms with 2 Brand New Updated Full Baths with 1 Featuring a Tub/Shower Combo and the Primary Bedroom a Stand Up Shower. List of all the New Features include Cabinets, Solid Surface Countertops, Kitchen Appliances, Center Island, Lighting, All Flooring, Paint, Toilets, Tub, Sinks, Faucets, Door Hardware, Mirrors, Tissue and Towel Holders, Electrical Plates and Switches, Smoke Detectors.

14 Druid Hill Court, Carmel

Listing courtesy of CENTURY 21 Scheetz.

$1,350,000
5 Beds ⋅ 6 Baths
Old-World European Elegance defines this grand 6,600 Sq Ft, 5-Bed, 6 Bath estate in West Carmel w/NO HOA, main floor Primary Suite & guest ensuite bedroom, walk out basement w/a Speakeasy, saltwater inground pool & basketball CT! The Soaring 18-ft entry leads to the Main Floor featuring unique Stone flooring, Brazilian Cherry flooring, soaring ceilings, exquisite dentil crown molding, some w/Rope detailing, solid-wood doors & windows throughout. The Granite gourmet Kitchen is the heart of the home featuring custom cabinetry, designer SS appliances, dual islands-a central cooktop island & a sweeping curved island w/breakfast bar, bay windowed Eat-in area & large walk-in pantry. The leaded-glass saloon doors lead to the exquisite Dining Room highlighted by arched windows 18-ft tray ceiling & wood trim. Leaded French doors lead to the office W/14 Ft ceilings & built ins. The Great Room features a 18-ft triple tray ceiling, & built-ins, large arched windows & a two-sided gas fireplace shared w/The Hearth Room featuring custom built-ins & French doors leading to the backyard. The spacious Owner's Suite features an 11-ft double-tray ceiling, dentil crown molding w/rope accents, Brazilian hardwoods, his & her walk in closets & a private deck. Enjoy the Jacuzzi tub in the spa-like Ensuite Bath framed w/columns & custom stained-glass window, dual vanities, ceramic tile flooring & large walk-in shower. An Ensuite Guest Bedroom w/a Jacuzzi completes the Main Floor A dramatic, sweeping staircase leads to the second level & 2 additional Ensuite Bedrooms one w/a Jacuzzi & the other w/a shower & 2 lofts. Enjoy wine on the Trex balcony overlooking the saltwater pool. The 9-ft-ceiling, walkout lower level is an entertainer's dream, 2ND Kitchen w/refrigerator, Family Room w/built-in entertainment center, Speakeasy, & sitting area w/fireplace, custom double sliding-glass doors to the outdoors. Come experience the warmth, scale & one-of-a-kind character of this remarkable Carmel estate

9710 Towne Road, Carmel

Listing courtesy of Compass Indiana, LLC.

$710,000
3 Beds ⋅ 3 Baths
Ideally located in highly sought-after Spring Lake Estates, this spacious 3-bedroom, 3-full-bath home offers 4,674 square feet of beautifully maintained living space on a .34-acre cul-de-sac lot. Nestled within an intimate 44-home community, you'll enjoy a peaceful residential setting just minutes from Market District, dining, US 31, downtown Carmel, and IU Health North Hospital. Inside, soaring 11-foot ceilings create an impressive sense of space in the family room that features a gas fireplace, while plantation shutters and fresh paint throughout add a polished, timeless feel. The kitchen features solid-surface countertops, double ovens, an electric range, pantry, and convenient access to the rear patio. The spacious primary suite is a true retreat with alcove ceilings, direct patio access, dual closets, and a large ensuite featuring double vanities, a jetted tub, and separate shower. The finished basement offers an incredible amount of additional living and entertaining space. A large finished family room features a wet bar, built-in entertainment center, and pool table that stays with the home. A separate 23x32 recreation space with LVP flooring offers endless possibilities for a home gym, hobby room, game room, or whatever best fits your lifestyle. An additional bonus room with daylight windows provides even more flexibility and could serve as a 4th bedroom, home office, or guest space. Outside, enjoy the fully fenced rear yard with irrigation and patio, plus a 2-car garage with a bonus bump-out for additional storage. Recent updates include a NEW ROOF in 2024, exterior wood freshly painted in 2024, fresh interior paint throughout, and gutters with leaf guards. With generous living space, a versatile finished basement, thoughtful updates, and a fantastic Carmel location, this Spring Lake Estates home has so much to offer!

313 Mallard Court, Carmel

Listing courtesy of BluPrint Real Estate Group.

$690,000
4 Beds ⋅ 4 Baths
Beautifully maintained Carmel home offering over 4,000 sq ft of finished living space on a rare and private .61-acre lot. Move-in ready with new carpet, attractive hard-surface flooring throughout the second floor, and a highly functional main-level layout designed for both everyday living and entertaining. The open kitchen features a practical G-shaped layout with peninsula seating and flows easily into the spacious family room with fireplace. The huge finished basement adds exceptional living and entertaining space with a wet bar, flexible recreation areas, and abundant storage. Major mechanical updates include HVAC and water heater approximately 3 years old, while the roof is approximately 13 years old with good remaining life. Outside, enjoy an attractive brick exterior, well-maintained painted surfaces, side-load garage, oversized functional driveway, and a large backyard offering a level of privacy and space that is increasingly difficult to find in Carmel. Neighborhood amenities include a pool, tennis courts, playground, mature trees, and walking paths. Conveniently located near shopping, dining, home improvement stores, and everyday services.

3795 Cole Court, Carmel

Listing courtesy of eXp Realty, LLC.

$495,000
4 Beds ⋅ 3 Baths
Welcome home to this beautifully designed 4-bedroom, 3-bathroom gem tucked into a quiet cul-de-sac in one of Carmel's most convenient locations. Step inside to an open floor plan anchored by a dramatic two-story great room, filling the main living space with natural light and a sense of grandeur that's perfect for both everyday living and entertaining. The main level features a private guest suite, ideal for visiting family, an in-law arrangement, or a quiet home office setup. The spacious living room flows effortlessly through the open layout, while thoughtful storage solutions throughout the home keep everything organized and out of sight. Downstairs, the fully finished lower level adds valuable flexible living space, whether you need a media room, gym or a playroom. Outside, you'll find the backyard of your dreams, large trees, paver patio, composite deck, spacious setting perfect for relaxing, entertaining, or simply enjoying quiet evenings at home in the cedar screened in porch!!! This backyard is simply one of the best!!! Brand new roof and hot water heater!!

14371 Weeping Willow Court, Carmel

Listing courtesy of Compass Indiana, LLC.

$599,900
4 Beds ⋅ 3 Baths
When you first step into the great room, you will see why you would want to live here. Beautiful custom built-ins sit on either side of an oversized fireplace, and the screened porch opens right off the room. Natural light fills the entry foyer through the tall arched window above the front door. The renovated kitchen has an open design, so you can cook and still be part of the conversation in the great room. An island cooktop, a double wall oven, and plenty of cabinet storage all around, with a separate dining room waiting for hosting dinners and special occasions. Upstairs, a loft overlooks the foyer and could be an office or flex space, and four bedrooms include a primary with a walk-in closet and a private full bath. In the finished basement, you have got a rec area great for a TV room or game room, plus a storage room for everything else. The roof was replaced in 2025, and there is a two-car attached garage. Lastly, a tour of this home would not be complete without stepping outside into the large screened porch, fully covered and screened in on all sides, with high vaulted ceilings and a ceiling fan that keeps summer gatherings comfortable. It opens onto a custom wraparound deck with built-in bench seating, so everyone has a place to relax. This is the home people talk about after the party.

951 Copperwood Drive, Carmel

Listing courtesy of Carpenter, REALTORS®.

Start Your Search

Information Deemed Reliable But Not Guaranteed. © 2026 MIBOR Broker Listing Cooperative