Carmel Homes with Finished Basement

Carmel Homes with Finished Basement

Welcome to Carmel, Indiana – a vibrant city that beautifully blends suburban charm with urban sophistication. Nestled in Hamilton County, Carmel is renowned for its picturesque parks, top-rated schools, and a thriving arts scene. With a population that values community and quality of life, it’s no wonder that this city consistently ranks among the best places to live in the United States.

One of the standout features of homes in Carmel is the abundance of properties with finished basements. These versatile spaces offer endless possibilities, whether you envision a cozy family room, a state-of-the-art home theater, or a dedicated gym. Finished basements not only enhance your living space but also provide an excellent way to increase the value of your home. Imagine hosting gatherings with friends and family in a beautifully designed lower level, or creating a serene retreat just steps from your main living area.

Carmel’s real estate market is as diverse as its residents, with homes that cater to a variety of tastes and lifestyles. From modern townhomes to sprawling estates, the options are plentiful. The city's commitment to green spaces means that you’ll find beautiful parks and walking trails just a stone's throw away from your doorstep.

With its blend of community spirit, cultural offerings, and beautiful homes featuring finished basements, Carmel is not just a place to live – it’s a place to thrive. Come discover why so many are proud to call this charming city home!

Newest Carmel Homes with Finished Basement

$399,900
3 Beds ⋅ 3 Baths
Discover refined condominium living at 11817 Harvard in CARMEL, IN. This attractive property, constructed in 2006, offers 2300 square feet of meticulously designed living space, promising a lifestyle of comfort and convenience. The kitchen is thoughtfully appointed with stainless steel appliances, an island, and an island featuring a sink, providing both functionality and a central gathering point. Among the bathrooms, one offers a double vanity and a walk-in shower, enhancing the daily routine with practical elegance. This three-story condominium includes three bedrooms and two full bathrooms, complemented by a convenient half bathroom. The property also features built-in garage access, an outdoor living space, a patio, a covered patio, and a porch, extending your living experience beyond the interior walls. Inquire today to experience the distinctive charm of this exceptional property!

11817 Harvard, Carmel

Listing courtesy of RE/MAX Advanced Realty.

$440,000
4 Beds ⋅ 3 Baths
Located in the desirable Bentley Oaks neighborhood, this Carmel home offers a fantastic opportunity to create your ideal living space. Featuring a functional layout in a prime location close to parks, shopping, dining, and top-rated Carmel schools, this home provides a solid foundation with endless potential. With a few thoughtful updates and personal touches, it can truly shine while adding lasting value. With a little TLC, this property presents a unique opportunity to embrace the Carmel lifestyle! Inquire today to schedule your private viewing!

1226 Bentley Way, Carmel

Listing courtesy of @properties.

$950,000
4 Beds ⋅ 5 Baths
Stunning newer updated 4 bdrm, 5 ba home w finished bsmnt, 3 car side loaded garage in Carmel's desirable Foster Estates, ideally situated on cul-de-sac. Offering timeless architecture with over $240,000 in thoughtful improvements since 2020, this home perfectly blends classic elegance with today's modern conveniences. Inside, you'll find extensive updates throughout, including a completely refreshed kitchen with new countertops, sink, faucet, cooktop, stainless steal double wall ovens with convection, freshly painted cabinetry, updated hardware, and beautifully refinished hardwood flooring. Additional interior enhancements include new carpeting, updated lighting throughout, window treatments, designer wallpaper accents, renovated basement bar, reconfigured laundry room, and overhead garage storage-a home that's truly move-in ready. Major mechanical improvements, including a new high-efficiency heat pump water heater (2024) and upstairs heat pump(2016). Home has 2 HVAC systems. Outside continues with a newer (2020) roof and gutters, newer (2024) driveway and front porch, colored concrete patio, privacy fence, concrete landscape edging, professionally designed landscaping, irrigation system, upgraded landscape lighting, decorative stone exterior accents, and more. Home just minutes from popular Monon Trail, shopping, dining, parks, and easy access to US-31. Neighborhood also offers pool and clubhouse.

2842 Jeremy Court, Carmel

Listing courtesy of eXp Realty LLC.

$1,195,000
4 Beds ⋅ 5 Baths
Stunning 4BR/4.5BA custom ranch on a private .41-acre cul-de-sac lot with a mature tree-lined backyard overlooking a serene pond in Grannan Grove! Built by Wedgewood Builders in 2018, this "Garfield" spec home combines luxury, craftsmanship, and comfort in every detail. Step inside from the covered front porch to soaring 10' ceilings and 8' doors throughout. The open floor plan features a Den/Library, Great Room with a gas-start wood-burning fireplace and built-in shelving, and a Gourmet Kitchen with center island/breakfast bar, Bosch stainless steel appliances, walk-in pantry, and adjoining Dining Room with access to the covered patio. The Primary Suite offers a tray ceiling, private patio access, dual sinks, full shower, walk-in closet, and direct access to the Laundry Room. Bedrooms 2 and 3 each feature their own private ensuite baths. The finished lower level includes a spacious Rec/Play Room with wet bar, Home Theatre, 4th Bedroom, Full Bath, and an oversized storage room. Outdoor living is exceptional with a 15x13 covered patio overlooking the pond and wooded backdrop, creating incredible privacy. Enjoy abundant wildlife, fishing, and breathtaking west-facing sunsets from your own backyard. Gas lines are already in place for an outdoor grill and a future patio fireplace. Additional highlights include a finished 3-car garage with epoxy flooring and attic access. This exceptional home offers luxury living in one of Grannan Grove's most desirable settings!

14004 Grannan Lane, Carmel

Listing courtesy of RE/MAX Complete.

$389,000
4 Beds ⋅ 4 Baths
Experience elevated, low-maintenance living in this beautifully appointed **end-unit** condominium, thoughtfully designed with both comfort and sophistication in mind. Offering four bedrooms and four full bathrooms, this exceptional residence is filled with abundant natural light thanks to its desirable end-unit location. The open-concept main living area creates an inviting atmosphere, highlighted by a cozy gas log fireplace and seamless flow for both everyday living and entertaining. The well-appointed kitchen features stainless steel appliances, generous workspace, and direct access to a private balcony-perfect for enjoying your morning coffee or unwinding at the end of the day. Upstairs, you'll find three spacious bedrooms, including a luxurious primary suite complete with a walk-in closet and private bath. A fourth bedroom and full bath on the garage level provide the ideal space for guests, a private home office, or multigenerational living. Combining upscale finishes, a functional layout, and the added privacy of an end-unit location, this exceptional condominium offers the perfect blend of luxury, convenience, and effortless living.

1194 Cavendish Drive, Carmel

Listing courtesy of 1 Percent Lists Indiana Real Estate.

$854,800
4 Beds ⋅ 5 Baths
Welcome to this stunning 4-bedroom, 4.5-bath home Located in award-winning Carmel Clay Schools and the desirable Claybourne! Step inside to a dramatic two-story living room with soaring ceilings, an open upper-level overlook, a stunning gas fireplace and stunning hardwood flooring throughout the main level and 2nd floor. The stunning renovated kitchen is a chef's dream, featuring elegant quartz countertops, tile backsplash, a large island, brand-new custom slow-close cabinetry with slide-out drawers and pantry shelving, reverse osmosis system, and newer stainless-steel appliances. The versatile floor plan offers multiple living spaces, including a main-level flex room, additional office/playroom/den space, and convenient main-level laundry. Upstairs, you'll find 4 spacious bedrooms and three full baths. The luxurious owner's suite boasts vaulted ceilings and a completely remodeled en-suite bath featuring a walk-in shower, double vanity, a beautiful freestanding bathtub and spacious walk-in closet. The other two full baths on the 2nd floor are also fully renovated with the walk-in shower. The Screened porch offers a peaceful retreat with great views & leads to a large paver patio with a fully fenced yard and with acres of green space beside the house. The finished basement expands the home's versatility with a massive recreation/family room, full bath, abundant storage, and additional space ideal for a home gym, workshop, or media room. Neighborhood offers a community pool, playgrounds, walking trails, and easy access to shopping, dining, and parks. Many updates throughout the house, including primary/hallway bathrooms remodel 2026, paver patio upgrade 2026, kitchen remodel 2024, roof 5 years old, water softener 4 years old, washer and dryer 2 years old, exterior paint and siding 3 years old.

13187 Antonia Boulevard, Carmel

Listing courtesy of MYL Realty, LLC.

$659,900
4 Beds ⋅ 4 Baths
Enjoy easy one-level living in this beautiful ranch home. The open floor plan features cathedral ceilings, granite countertops, Brazilian hardwood floors and stainless steel appliances. A bright sunroom opens to a low-maintenance deck overlooking a large green space with a walking path. The finished basement includes a bar, bedroom, and full bathroom. You'll also love the private office with built-in shelves, and custom finishes. Located in a great neighborhood with a community pool, playground, and easy access to shopping, dining, and more. This home offers outstanding value.

3205 Tantara Bend, Carmel

Listing courtesy of Coldwell Banker - Kaiser.

$925,000
5 Beds ⋅ 5 Baths
Priced to sell! Rare opportunity to own a nearly 6,000 square foot executive home on a hard-to-find 0.76-acre lot for $925,000. This home offers the size, setting, layout, and finishes that are difficult to duplicate at this price point. The main level features hardwood floors, recessed lighting throughout, a private office with French doors, formal dining room, living room, and a spacious, bright family room with fireplace and plenty of windows overlooking the backyard. The gourmet kitchen is a major highlight with an enormous center island, granite countertops, tile backsplash, abundant cabinet space, stainless refrigerator, oven/microwave combo, gas cooktop, walk-in pantry, and a beautiful breakfast room with vaulted ceiling and gas fireplace. The upstairs layout includes 4 bedrooms, all with walk-in closets. One secondary bedroom has its own private full bath, while two additional bedrooms share a Jack-and-Jill bath. The oversized primary suite offers a separate sitting room, large walk-in shower, split his-and-her vanities, and separate his-and-her closets. The fully finished basement adds even more living space with a bedroom, full bath, wet bar, game and recreation areas, storage, and 2 egress windows. The home also includes a laundry room with sink, washer and dryer that stay, mudroom bench and storage, plantation blinds in the living and dining rooms, and a finished 3-car side-load garage with epoxy floors. Outdoor living is another standout feature, with a wood deck overlooking a stamped concrete patio, gas fire pit, and fully fenced backyard. The large 0.76-acre lot provides needed space and the possibility to expand the fenced area for even more enclosed yard. The exterior features an attractive mix of stone, brick, and concrete board siding, giving the home a timeless executive look. This beautiful home could be yours. Come see for yourself!

3650 W 141st Street, Carmel

Listing courtesy of Ferris Property Group.

$899,900
5 Beds ⋅ 4 Baths
Perfectly positioned in the prestigious Village of WestClay, this beautifully updated 5-bedroom, 3.5-bath residence showcases a spectacular brand-new finished basement, fresh updates throughout, and a spacious backyard offering endless opportunities for outdoor living, entertaining, and play. The open-concept floor plan is designed for effortless everyday living, featuring a welcoming great room with fireplace that flows into the gourmet kitchen with granite countertops, a large center island, stainless steel appliances, walk-in pantry, planning center, and mudroom. A main-level office, upstairs loft, and bonus room provide exceptional flexibility for today's lifestyle. The brand-new finished lower level features luxury LVP flooring, a stylish wet bar, expansive recreation room, private fifth bedroom, and full bath-perfect for entertaining, guests, or multi-generational living. The spacious primary suite offers a spa-like bath with dual vanities, soaking tub, separate tiled shower, and walk-in closet. Recent updates include fresh interior and exterior paint, all-new designer carpeting, updated lighting fixtures throughout, and the beautifully finished basement, making this home completely move-in ready. Enjoy relaxing on the expansive deck overlooking the generous backyard, while the three-car garage provides abundant storage. Ideally located just moments from WestClay's resort-style amenities, parks, pools, walking trails, dining, shopping, and award-winning Carmel schools, this exceptional home offers the lifestyle you've been waiting for.

12674 Moonseed Drive, Carmel

Listing courtesy of Compass Indiana, LLC.

$499,900
4 Beds ⋅ 3 Baths
Enjoy the good life in your thoughtfully updated and super clean home close to everything Carmel has to offer. Located in the quiet, established Cool Creek subdivision your new home features mature trees on and large lot. You are welcomed in through a lovely large glass door! The entrance leads to a formal dining space that could be a den, sitting room, music room; it's all yours, you decide! Step into what is currently being used as an office with a view of the huge backyard which could be the dining room (if desired), Entertaining is fun when the space is updated, your new kitchen features a light bright theme, view of the backyard and steps from the large family room! Enjoy doing laundry in the HUGE laundry room that doubles as a great mud room with loads of extra storage. Step upstairs, plenty of room for everyone with 4 large bedrooms. Common bathroom is updated! Your primary retreat features an updated ensuite with heated floor and large walk in closet! Looking for more space? Your lower level is fully finished with a large open family space and quiet nook that is perfect for movie watching or gaming! Wait! Summer and Fall nights are super fun in your backyard that includes a oversized patio and fire pit! Your new home is just waiting for you! Welcome Home! Recent updates include: New Backdoor, Water Heater, New Light Fixtures, Fresh Paint, Kitchen Appliances, Powder Room Remodel, New Blinds

1580 White Ash Drive, Carmel

Listing courtesy of F.C. Tucker Company.

$924,900
4 Beds ⋅ 4 Baths
SUPER RARE FIND! An exclusive maintenance free community situated in the HEART OF CARMEL, across from Market District shops and restaurants, and a quick drive anywhere! This beautifully updated home boasts a main level primary suite, providing the "downsize" floorplan you are looking for while still giving you room to live! You will first notice the abundant light coming through the wall of Great Room windows! To the right of the entry is a perfectly situated private office. Follow the hardwood floors to the formal Dining Room adjoining the kitchen via the Butler's Pantry and then into the open concept kitchen and Great room area where you will find beautiful white cabinetry with detailed trim, quartz counter tops, a stainless hood vent, gas cooktop, R/O system and plenty of bar stool seating! The great room is spacious, has lovely engineered hardwood floors, a cozy stone fireplace, tons of wall space for art and lots of room for gathering! Also sharing this space is a welcoming breakfast room, again with lots of windows and light that opens to a fully fenced yard overlooking mature landscaping and sprawling common area! Your guests will love the upstairs with 2 spacious bedrooms, a Jack-and-Jill bath and a landing area for bookcases! The lower level provides even more room for guests with a full bath and bedroom as well as for entertainment or hobbies! There is a large finished area and 2 sizeable unfinished areas for storage space for whatever YOU choose! 2 car garage is OVER-sized and leads to open area room for cubbies as well as space for dog accessories, or other overflow! HOA fee is paid quarterly and includes grass cutting, mulch, fertilizing and snow removal to the front door!

459 Heritage Terrace Lane, Carmel

Listing courtesy of Carpenter, REALTORS®.

$399,900
3 Beds ⋅ 4 Baths
Fresh paint and carpeting greet you in this efficient floor plan. Spacious living area offers centrally placed kitchen with stainless steel appliances including new gas range/oven & dishwasher, plus microwave, refrigerator & pantry. Flanking the kitchen living area & separate dining/family areas with balcony access, half bath and staircase. Ease of living has the laundry upstairs with the 3 bedrooms. lower-level family room offers ideal space for a large study/playroom or TV room. Two full and two half baths & attached 2 car garage.

7057 Equality Boulevard, Carmel

Listing courtesy of F.C. Tucker Company.

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