Clay Homes under $400,000

Clay Homes under $400,000

Welcome to Clay, Indiana—a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes and friendly community, Clay offers a perfect blend of small-town charm and modern conveniences. With its serene parks, vibrant local culture, and a strong sense of community, it’s no wonder that families and individuals alike are drawn to this delightful region.

One of the most appealing aspects of living in Clay is the affordability of housing. Here, you'll find a variety of homes under $400,000, making it an ideal destination for first-time homebuyers, growing families, or anyone looking to settle down without breaking the bank. From charming bungalows to spacious family homes, the real estate options are as diverse as the community itself. Many properties feature spacious yards, updated interiors, and easy access to local amenities, ensuring that you can find the perfect fit for your lifestyle.

In addition to affordable housing, Clay boasts a strong sense of community and a wealth of recreational opportunities. Enjoy weekends exploring the scenic trails, participating in local festivals, or savoring delicious meals at nearby restaurants. With excellent schools and friendly neighbors, Clay is a place where you can truly put down roots and thrive.

If you’re considering a move, Clay, Indiana, is ready to welcome you home. Discover the charm of this wonderful region and explore the incredible homes available under $400,000 today! Your dream home awaits in Clay!

Newest Clay Homes under $400,000

3785 White Tail Run, Mooresville
$325,000
3 Beds ⋅ 2 Baths
Welcome home to peaceful country living with all the modern updates already done for you! Situated on a spacious 0.47-acre lot, this beautifully refreshed 3-bedroom, 2-bathroom home offers the perfect blend of comfort, functionality, and outdoor space. Enjoy fresh energy throughout with brand-new interior paint and a welcoming new front door. The home comes completely turn-key-all appliances stay! Major systems offer total peace of mind with a brand-new A/C, furnace, and water heater already installed. Relax and unwind with incredible outdoor living spaces. Start your mornings on the classic covered front porch, or step out back to your covered back porch, brand-new patio door, and convenient new screen door. The large, fully fenced backyard provides privacy, safety for pets and play, and plenty of room to entertain or garden on nearly half an acre. Car enthusiasts, hobbyists, or anyone needing extra storage will love the setup: a 2-car attached garage plus an additional 1-car detached garage-perfect for a workshop, lawn equipment, or extra vehicle parking. Don't miss this move-in ready retreat!

3785 White Tail Run, Mooresville

Listing courtesy of Keller Williams Indy Metro Partners.

7920 Hadley Street, Coatesville
$350,000
3 Beds ⋅ 2 Baths
Custom-built brick ranch on Teal Lake in Coatesville, sitting on about 0.41 acre with open lawn and a wide view of the water. Three bedrooms and two full baths, hardwood through the main living areas, and a deck that faces the lake. The front is red brick under a gray architectural roof, with a covered entry porch, a concrete drive, and an attached two-car garage. Inside, the living room has a tray ceiling with wood trim, a ceiling fan, and a brick fireplace set between windows that look out toward the water. Hardwood runs through the living room, entry, and kitchen. French doors open from the kitchen area onto a large deck with lake views. The kitchen has sage cabinetry, white counters, a sizable island, a double sink under windows facing the lake, a dishwasher, an electric range, and a black side-by-side refrigerator. A pantry and laundry area sit just off the kitchen, with shelving and washer hookups. All three bedrooms have new carpet, with oak doors and closet space. The primary suite includes a double-sink vanity, a tub and shower combination, and a walk-in closet. A second full bath serves the other bedrooms. Teal Lake is a stocked fishing lake limited to electric trolling motors, so the setting stays quiet. From the deck and dock, the lot reads as a private point on the water, with mature trees and open grass between the house and the shoreline.

7920 Hadley Street, Coatesville

Listing courtesy of EDGE Realty Group, INC.

6134 Sloan Valley, Columbus
$299,000
3 Beds ⋅ 3 Baths
Discover refined single-story living at 6134 Sloan Valley, COLUMBUS, IN. Perfect opportunity for quiet cup de sac living with NO HOA. This home also affords you a backyard view overlooking Hoosier Farmland. Built in 1996, this 1946 square foot ranch-style residence presents an inviting, ready-to-move-in condition, offering a seamless blend of comfort and elegance. The heart of this home is its kitchen, designed with a high ceiling and a practical G-shaped layout that includes a peninsula, perfect for both culinary pursuits and casual gatherings. Adjacent to the kitchen, the living room provides a welcoming atmosphere, centered around a cozy fireplace, ideal for relaxation and entertaining. The bathrooms are thoughtfully appointed, with one featuring a double vanity and a walk-in shower, enhancing daily routines with comfort and convenience. Further enhancing the home's appeal are a dedicated laundry room for practical living, an attached garage providing direct access, and a large deck, perfect for outdoor enjoyment and entertaining on the expansive 19602 square foot lot. Experience the harmonious blend of comfort and style this exceptional property offers; schedule your private viewing today.

6134 Sloan Valley, Columbus

Listing courtesy of Carpenter Hills O'Brown.

72 Parkview Road, Carmel
$399,000
4 Beds ⋅ 3 Baths
Lovely 4-bedroom, 2.5-bath home in the Village of Mt Carmel is ready for your touch! An amazingly beautiful private yard is the perfect setting for cool fall nights of chilling and grilling. The updated kitchen is a dream with quartz counters, a farmhouse sink, soft-close cabinets, and a stylish backsplash, surrounded by natural light. The beautiful sliding glass door leads to the plush and private backyard. Enjoy the circular floor plan, including a formal dining room, living room, and eat-in kitchen. The upper level features 4 bedrooms, including a primary en-suite and a large walk-in closet, which are hard to find at this price. A newer water heater, recessed lighting, and a BRAND NEW ROOF (happening soon) round out the list of exceptional updates and features in this highly sought-after Carmel home. Access to the pool and tennis courts is available with a voluntary HOA fee. Ease of access to US 31/Keystone, Meridian, Downtown Carmel, shops, restaurants, and more! Schedule your showing today before this one is SOLD!

72 Parkview Road, Carmel

Listing courtesy of eXp Realty, LLC.

6064 Brandermill Ridge, Columbus
$309,900
3 Beds ⋅ 2 Baths
Welcome to 6064 Brandermill Ridge in Columbus, Indiana! This 3-bedroom, 2-bathroom home offers no HOA and a convenient location near parks, walking trails, and a rugby field. Enjoy a bright living room with a raised ceiling, large windows, and a gas fireplace, plus newer stainless steel GE kitchen appliances. The remodeled primary bathroom features tile flooring and an updated vanity, while the family room includes a built-in bookshelf. Outside, a spacious rear deck overlooks the privacy-fenced backyard. New Andersen rear exterior doors are ordered, paid for, and scheduled for installation in early December 2026. Schedule your showing today!

6064 Brandermill Ridge, Columbus

Listing courtesy of Berkshire Hathaway Home.

5298 Milton Street, Coatesville
$80,000
3 Beds ⋅ 1 Baths
Opportunity Awaits! Love the charm and character of an older home and aren't afraid to put in a little work? This could be the opportunity you've been waiting for! Full of character and potential, this charming home is ready for someone to bring it back to life and make it their own. Enjoy small-town living with plenty of room for the family and a spacious backyard. The main level features two bedrooms, a living room, formal dining room, and a kitchen with laundry area. Upstairs, the finished attic offers two additional rooms, providing plenty of flexible space for bedrooms, an office, playroom, or hobbies. The home currently has one generously sized bathroom. The basement houses the mechanicals, keeping them tucked away while leaving the rest of the home's storage areas more accessible. And don't forget the covered front porch-the perfect spot to settle into a rocking chair, relax, and enjoy the charm of small-town life. Bring your vision, your creativity, and a little TLC, and give this old charmer the love it deserves!Seller uses Service Link, if buyer wants to choose title company they will be responsible for all fees. No offers will be responded to until the home has been on the market for 10 days. You can submit anytime, just allow for response time. Home sold AS-IS.

5298 Milton Street, Coatesville

Listing courtesy of Brick & Ivy Realty.

1404 Orchard Park Drive N, Carmel
$359,500
3 Beds ⋅ 2 Baths
Fabulous Mid Century Modern Full Brick Ranch with lots of updates in the very popular Orchard Park neighborhood of south Carmel. Central location convenient to everything in Carmel and north Indy (Shopping + restaurants, etc.) + only two blocks to the 25+ mile long Monon Trail + only six blocks to Central Park on the Monon Trail (Indoor + outdoor swimming pools + playground + picnic pavilion + Water Park + Fitness Center + Skate Park + Dog Park + Lakes for fishing + Trails + recreation areas). This charming home is located just south of 106th just west of Westfield Blvd (Rangeline Rd) between Keystone and Meridian only 3-5 minutes to I-465. Very private setting on a beautiful lot with fully fenced back yard with large trees + fire pit + two level deck and patio + 12X8 storage barn! Newer Hardwood Floors ('22) in most areas + New Luxury Vinyl Plank floor and authentic "Barn Doors" in the Living Room + Fresh New Interior and Exterior Paint! Updated "raised panel" wood kitchen cabinets, updated counters, stainless steel refrigerator ('25) + gas range/oven ('25) + microwave (Sept '26). Updated bathrooms + six panel doors + large foyer w/slate and hardwood floor + covered front porch + long lasting metal roof + garage with workshop area, cabinets, garage door opener, keyless entry and service door to patio. Updated Lennox gas furnace + water heater ('19) + new lighting throughout ('26) + security system + programmable thermostat. Laundry room with new washer + dryer ('25).

1404 Orchard Park Drive N, Carmel

Listing courtesy of Berkshire Hathaway Home.

2730 Rogers Street, Columbus
$275,000
3 Beds ⋅ 2 Baths
Welcome to 2730 Rogers St! This 3 bedroom, 2 bath home has so much room to make your own and create lasting memories. The bright, open kitchen is a welcoming space for morning coffee, family meals, and gathering with loved ones, while the large family room gives you extra space to relax, play or entertain! Need extra storage space? This home also has a large attic space with a remote control lift- making it easy to move storage items in and out! Outside, the spacious yard is ready for fun with the swing set, salt water pool and patio- perfect for summer days, backyard gatherings, and enjoying time together. It's a home with plenty of space, comfort, and room to truly make it your own!

2730 Rogers Street, Columbus

Listing courtesy of F.C. Tucker Real Estate Experts.

9750 Herring Gull Drive, Carmel
$295,000
2 Beds ⋅ 2 Baths
Envision a low maintenance lifestyle in this FIRST FLOOR unit at the popular Retreat located enviously close to the Monon Trail and Monon Center! Enjoy your morning coffee on your north facing patio as you have no neighbors behind in this well maintained community! The primary bedroom boasts a lengthy window seat as well as bookshelves for your art pieces and a desk to organize your day! Both bedrooms have spacious walk-in closets - this condo has a generous amount of storage and the oversized 2 car garage gives you even more options for built-ins or a workshop. The addition of new 10' walking/biking paths along Rangeline make it a breeze to travel to Carmel attractions & restaurants. Minutes to I465 access, Broad Ripple, Fashion Mall and Nora restaurants as well!

9750 Herring Gull Drive, Carmel

Listing courtesy of F.C. Tucker Company.

1296 Shadow Ridge Road, Carmel
$315,000
2 Beds ⋅ 2 Baths
Enjoy low-maintenance living at The Retreat at Carmel, where the HOA handles lawn care, snow removal, and exterior maintenance. This 2-bedroom, 2-bath condo offers 1,650 square feet with bedrooms on opposite sides for added privacy. The great room features a gas fireplace, and the kitchen offers granite countertops, stainless steel appliances, a breakfast bar, and a pantry. Both bedrooms have walk-in closets, while the primary suite includes a private bath with a garden tub. Relax on the covered balcony overlooking the community's green space, and enjoy the attached 2-car garage. The water heater and AC are each only 3 years old. The Retreat offers a resort-style pool, clubhouse, 24-hour fitness center, tennis and pickleball courts, walking trails, and direct access to the Monon Trail. This great Carmel location also puts you near the Fashion Mall at Keystone, restaurants and shopping along the Keystone corridor, and downtown Carmel's Arts & Design District.

1296 Shadow Ridge Road, Carmel

Listing courtesy of Janko Realty Group.

558 W Hunters Drive, Carmel
$209,900
2 Beds ⋅ 1 Baths
This beautifully maintained home offers a peaceful retreat within walking distance of Niemann Market, Flix Brewhouse, the Palladium, and downtown Carmel festivities. The spacious family room opens to a lovely sunroom, creating a relaxing place to unwind. The kitchen features granite countertops, a tile backsplash, stainless steel appliances, laminate hardwood flooring, and a cozy breakfast nook. A separate dining room provides space to entertain or could serve as a home office. The inviting primary suite includes a walk-in closet and an attached bath with quartz countertops. A large second bedroom or den sits on the opposite side of the home for added privacy, while a fireplace adds warmth and ambiance. Enjoy summer days at the neighborhood clubhouse and pool, plus the convenience of a covered carport year-round.

558 W Hunters Drive, Carmel

Listing courtesy of Keller Williams Indpls Metro N.

536 E Hunters Drive, Carmel
$249,999
2 Beds ⋅ 2 Baths
Welcome to low maintenance living, walkable to shops and restaurants in Carmel for under 250k! Great price and great area! This is an exceptionally well-maintained condo with 1626 sq ft. Currently configured as 2 bedrooms with a den, this could *easily* be made into a 3 bedroom unit. The HOA covers your water and sewer, in addition to trash, lawn care, snow removal, clubhouse, pool, and more! This home is equipped with newer appliances and mechanicals like the kitchen range with integrated air fryer, newer washer/dryer, HVAC with high-end UV air cleaner, and water heater. Finishes include granite counters in the kitchen and baths, bamboo hardwood flooring in the foyer and hallway, crown molding, easy open door handles, Delta fixtures, a gas fireplace, and an outstanding porch area with beautiful views. This unit also includes a deeded covered carport parking space and a large storage closet on the ground level. Located close to everything Carmel has to offer, this condo is clean, newly painted, extremely well cared for, and truly move-in ready. Come see it today!

536 E Hunters Drive, Carmel

Listing courtesy of Trueblood Real Estate.

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